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Traditional IRA’s – A Tax Move You Can Still Make for 2025

by Tracey Hrica Jan 17, 2026

Ken and I went to see Chicago the musical last week. Our youngest daughter, Jordyn, said it sounded really cool —“like something retired people would do.” We laughed and reminded her that we are very much not retired. But once we got to our seats and looked around, we realized we might have been the youngest people there.  Some things make you feel older not because of your age.... Retirement planning is one of those things. And ...

2026 Standard Mileage Rate: What Business Owners Need to Know

by Tracey Hrica Jan 11, 2026

As we jump into tax season each year, Ken and I notice the same pattern. It’s not that business owners don’t track things — it’s that they track what feels urgent. Invoices. Deposits. Expenses. Mileage usually comes later… if at all. By the time we’re reviewing returns for clients, mileage is often the line item that triggers,“Oh… I meant to keep better records for that.” This year, that detail matters even more. The I...

New Car Loan Interest Deduction in Maryland: What the One Big Beautiful Bill Means for Your Taxes

by Tracey Hrica Jan 05, 2026

If you purchased a new vehicle recently — or are considering one — a new tax law may affect your 2025 tax return. The One Big Beautiful Bill introduced a new federal deduction that may allow some taxpayers to deduct interest paid on a car loan. This is a meaningful change, especially for Maryland residents navigating rising vehicle and financing costs. Here’s what the deduction means, who may qualify, and what to gather before tax...

One Big Beautiful Bill Act 2025 Explained: How One Family Saved on Taxes

by Tracey Hrica Jul 08, 2025

The Fourth of July didn’t just bring fireworks this year—it delivered a tax revolution that could change the game for millions of Americans. But new laws can be confusing—even overwhelming. So instead of listing dry rules and percentages, let’s follow the Harris family—a fictional but realistic example of how this new law might change things for everyday Americans. By the end, you’ll see exactly what’s in the One Big Beaut...

What Starbucks Can Teach Us About Building a Business That Lasts

by Tracey Hrica Mar 31, 2025

There’s a common myth in the world of entrepreneurship: “If I just have the right idea, success will follow.” It’s a comforting thought—but not quite the whole story. The truth? Ideas alone aren’t what build strong, sustainable businesses. Structure does. Let me share a real-world example from someone who turned rejection into results—and changed how the world drinks coffee in the process. The Story of Howard Schultz (and ...

Latest Articles

Traditional IRA’s – A Tax Move You Can Still Make for 2025

Ken and I went to see Chicago the musical last wee...


2026 Standard Mileage Rate: What Business Owners Need to Know

As we jump into tax season each year, Ken and I no...


New Car Loan Interest Deduction in Maryland: What the One Big Beautiful Bill Means for Your Taxes

If you purchased a new vehicle recently — or are...


One Big Beautiful Bill Act 2025 Explained: How One Family Saved on Taxes

The Fourth of July didn’t just bring fireworks t...


What Starbucks Can Teach Us About Building a Business That Lasts

There’s a common myth in the world of entreprene...