Ken and I went to see Chicago the musical last week. Our youngest daughter, Jordyn, said it sounded really cool —“like something retired people would do.” We laughed and reminded her that we are very much not retired. But once we got to our seats and looked around, we realized we might have been the youngest people there. Some things make you feel older not because of your age.... Retirement planning is one of those things. And ...
As we jump into tax season each year, Ken and I notice the same pattern. It’s not that business owners don’t track things — it’s that they track what feels urgent. Invoices. Deposits. Expenses. Mileage usually comes later… if at all. By the time we’re reviewing returns for clients, mileage is often the line item that triggers,“Oh… I meant to keep better records for that.” This year, that detail matters even more. The I...
If you purchased a new vehicle recently — or are considering one — a new tax law may affect your 2025 tax return. The One Big Beautiful Bill introduced a new federal deduction that may allow some taxpayers to deduct interest paid on a car loan. This is a meaningful change, especially for Maryland residents navigating rising vehicle and financing costs. Here’s what the deduction means, who may qualify, and what to gather before tax...
The Fourth of July didn’t just bring fireworks this year—it delivered a tax revolution that could change the game for millions of Americans. But new laws can be confusing—even overwhelming. So instead of listing dry rules and percentages, let’s follow the Harris family—a fictional but realistic example of how this new law might change things for everyday Americans. By the end, you’ll see exactly what’s in the One Big Beaut...
There’s a common myth in the world of entrepreneurship: “If I just have the right idea, success will follow.” It’s a comforting thought—but not quite the whole story. The truth? Ideas alone aren’t what build strong, sustainable businesses. Structure does. Let me share a real-world example from someone who turned rejection into results—and changed how the world drinks coffee in the process. The Story of Howard Schultz (and ...
Imagine walking into April, calm and collected, with every book balanced, every form in its place, and every deduction accounted for—no frantic number-crunching or late-night scrambles to find misfiled receipts. Sounds far-fetched? It doesn’t have to be. Let me introduce you to Dave, a business owner who dreaded tax season—until he made three painless changes to his routine. Dave’s Story: From Chaos to Confidence A few years ago...
The Busy Trap: Rethinking Productivity Beyond Busyness Smart Brevity Count: 817 Words | 3 Minutes Understanding the Difference "Being busy is a form of laziness – lazy thinking and indiscriminate action." — Tim Ferriss That sure makes you think, doesn’t it? It's easy to mistake a packed calendar for a productive day. But are you truly getting things done or merely staying busy? Let's break it down with some eye-opening facts. Ac...
Smart Brevity Count:554 Words | 2 Minutes "Quality is remembered long after the price is forgotten." — Aldo Gucci Setting the right prices for your business services is key to making a profit and staying competitive. However, it’s not just about covering costs; it’s about delivering value that clients will appreciate and remember. WHY IT MATTERS: The cost of acquiring a new customer is five times more than retaining an existing...
Are you tossing and turning at night, unable to shake off the weight of financial stress? The link between money worries and stress is well-documented. According to a 2023 study by Bankrate, more than HALF of Americans name money as the number one stressor in their lives. May is Mental Health Awareness Month, so I want to chat about the effect finances can have on your mental health. To put it into perspective, in the study, money was c...
Just submitted your taxes? A sigh of relief, isn't it? Yet, it is not quite the time to kick back and relax just yet. Let's talk about some essential post-tax season actions that can keep your business financially secure and well-organized. Remember the age-old anecdote of the ant and the grasshopper? The ant worked tirelessly all summer, planning for the winter, while the grasshopper sang and danced without a thought for the future. We...
Ken and I went to see Chicago the musical last wee...
As we jump into tax season each year, Ken and I no...
If you purchased a new vehicle recently — or are...
The Fourth of July didn’t just bring fireworks t...
There’s a common myth in the world of entreprene...